Hurt in an Uber or Lyft? The right insurance depends on the app.
Rideshare crashes involve more insurance than ordinary car wrecks, and more finger-pointing. Talal Perez Ghosheh sorts out which policy applies and goes after it, while you focus on getting better.
Which one sounds like you?
I was the passengerHurt while riding in an Uber or Lyft→ I was the rideshare driverHit by someone else while driving→ A rideshare car hit meAnother driver, pedestrian or cyclist→ Food or package deliveryDoorDash, Uber Eats, Instacart and similar→ A driverless car was involvedWaymo or another robotaxi, with no one at the wheel→
Talal Perez GhoshehYou talk to the lawyer, in English or Spanish.
Atlanta never stops moving. Neither do the insurers.
After a rideshare crash, there can be three or more insurance companies involved. Each one would rather another pay.
What the app was doing changes everything.
Georgia law ties rideshare insurance to the driver's status in the app at the moment of the crash.
The driver is just a driver. Their own car insurance usually applies, like any other crash.
Georgia requires lower minimum coverage while the driver is logged in but hasn't accepted a ride.
From the moment a ride is accepted until the passenger gets out, at least $1 million in liability coverage is required.
Minimums under Georgia law. Actual policies may be higher. We confirm the coverage in your case.

Rideshare claims get complicated fast.
- Uber and Lyft treat drivers as independent contractors, and argue about who is responsible.
- The app records trip data that proves the driver's status. It has to be requested.
- The other driver's insurer, the rideshare insurer and your own insurer may all be involved.
- Passengers are rarely at fault, but they still have to prove what happened and what it cost them.
No one behind the wheel? You still have a claim.
Driverless robotaxis now carry riders in parts of Atlanta, including rides booked through the Uber app. When one of these cars is in a crash, there's no driver to exchange information with. But the company running the car, its insurance and the car's own cameras and sensor data all matter.
- Rode in one and got hurt
- Hit by one while driving, walking or biking
- Hit by another driver while riding in one


Talal Perez Ghosheh
Georgia personal injury lawyer since 2009, with an office in Lawrenceville. You work directly with the lawyer, and he explains every step in English or Spanish.
Read our Google reviews →Rideshare accident questions
Can I sue Uber or Lyft directly?
Usually the claim is against the driver who caused the crash and the insurance that covers them, which can include the rideshare company's policy. Whether the company itself can be held responsible depends on the facts; we look at every option.
I was a passenger. Whose insurance pays?
It depends on who caused the crash. If your rideshare driver was at fault, the rideshare policy is often in play. If another driver was at fault, their insurer may pay first, and other coverage may help if theirs isn't enough.
How long do I have to file?
In Georgia, generally two years from the crash for personal injury. Some deadlines are shorter. Trip data and video can disappear much sooner, so call early.
What does it cost?
Nothing up front. Contingency fee: no attorney fee unless we recover money for you. Case costs may be deducted from the recovery.
Hurt in an Uber or Lyft? Let's sort out the insurance.
Free case review with Talal Perez Ghosheh. English or Spanish.
Uber & Lyft accident lawyer